The 3 Most Valued Fintech Start-ups in Europe

Samuel Oskys04/10/20193min
It’s an amazing time for Fintech now with overall funding reaching $8.3 billion in the second quarter of 2019 and steadily increasing.

A few years back, Fintech was a disruptive force in the financial world, now it’s become a standard practice for many industry leaders. Additionally, many financial institutions and Fintech start-ups are also setting their scopes on AI technologies and creating jobs to bring these together.

With Fintech becoming one of the most talked-about technologies of our time, directly below you will find some of the top start-ups by value in the industry.


A global payment company that enables businesses to accept e-commerce and mobile payments. Adyen has approximately 800 employees and over 3,500 customers. It also offers online services for accepting e-payments via credit or debit cards, bank or real-time bank transfers based on online banking. It’s technology acts as a payment gateway and service provider also. Currently, this Fintech start-up has ties with eBay since January 2018 after signing an agreement, paying $70 million in cash and $83 million in stock warrants, to become its primary payment processing partner and in 2019 they will expand onto PayPal. Adyen’s valuation is currently at $8.3 billion.


Nexi, based in Italy, is a market leader in various industry areas like Issuing, Merchant Services, ATM management, Corporate Banking and more. Nexi offers exclusive payment solutions to support banks, financial institutions, merchant businesses through various payment acceptance technologies, transfers and management of complex technical services like corporate banking. Nexi is not only a powerhouse in Europe but a major player on a global scale, in terms of investment, providing further services like legal advice also. Nexi is currently valued at $8.2 billion.


Klarna is Europe’s biggest Fintech firm, based in Sweden. It’s a bank that provides various financial services like payment solutions like online shops and direct payments. Klarna’s major focus is store claims for payments and the handling of customer payments, thus removing the different risks for sellers and buyers. Klarna currently has over 2,000 employees and most of them work from their HQ in Stockholm, Sweden. They’ve handled approximately $21 billion in online sales. Around 40% of all e-commerce sales in the country go through Klarna. The Fintech firm is currently valued at $5.5 billion.

Samuel Oskys

Sam Oskys is a British born technology enthusiast, automotive lover, artist, author and editor. His inspiration has been his life experiences; his evolution and adaptation in society and life itself and as a result, translated these emotions into art and words within his work in this duration. Writing about trendy, technology, automotive and lifestyle-related material is what he mainly focuses on and he’s currently one of the authors for High Worth Citizen. Contact Sam at +357-22029786 ext: 6115 or by email at [email protected] for editorial related questions.

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