Comparing HNWI with Ultra-HNWI

Editorial Team08/08/20192min
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The term High Net Worth Individual (HNWI) and Ultra High Net Worth Individual (UHWNI) is used a lot today to describe the wealthy. However, what exactly qualifies someone as a HNWI or UHNWI and what is the difference between the two.

What is a HNWI?

Technically there is no set figure to establish a High Net Worth individual, however, terms do indicate that it measures liquid assets, dismissing wealth invested in property or business. The liquid assets should range between 6 to 7 figures with the most commonly quoted benchmark being $1 million in liquid financial assets. Someone with less than this amount in liquid finances around $100,000 is considered to be “affluent”.

What is a UHNWI?

Similar conditions apply to Ultra High Net Worth Individuals with only liquid finances being taken into consideration. However, the benchmark of wealth is considerably higher with those who are classed as UHNWI required to have more than $30 million in liquid wealth.

Where are HNWI?

A 2017 report conducted by Capgemini World Wealth Report stated that the United States is home to the most HNWI in the world with more than 5.28 million. The report also stated that Europe saw positive growth for HNWI with a 7.3% increase.

Where are UHNWI?

Once again like HNWI the majority of the world UHNWI reside in the United States. Asia-Pacific countries follow with 13% of the world’s UHNWI population.

How many HNWI & UHNWI are in the world?

According to go figure currently, there are 15 Million HNWI in the world and 211,275 UHNWI. The UHNWI hold a combined total of $29.7 trillion accounting for 13% Of the world’s wealth.

Editorial Team

Our editorial team is comprised of an global team of communication specialists and journalists with expertise on the areas of wealth, finance and real estate. We pride ourselves in developing unique, quality content, which benefits the High Net Worth Individuals and Businesses that are collaborating together.



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High Worth Citizen is all about delivering the latest business news on finance, investment, real estate and wealth. Our readers are the rich and powerful, their associates and business partners, the global High Net Worth Individuals.


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